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July 22, 2021
Uncategorized

摩根大通Q2獲利暴跌51% 仍高於預期

美國最大銀行摩根大通(JPMorgan Chase)報告第2季業績,儘管公司在新型冠狀病毒病疫情衝擊下,利潤從去年同期的97億美元,暴跌51%至47億美元,仍好過市場預期。

摩根大通周二盤前公布財報,公司二季度營收達330億美元,每股收益為1.38美元,均高於分析師預期的303億美元和1.04美元。公司固定收益業務增長99%、證券市場收入增加77%,但消費銀行部門虧損1.76億美元,而去年同期則盈利42億美元。

另外,摩根大通Q2全公司平均貸款總額,年增4%至9980億美元、存款額大增25%至1.9兆美元。公司的Q2信貸損失準備金總額,則達105億美元,高於去年同期的12億美元,其中89億美元的儲備金,是為未來幾個月可能出現的不良貸款做準備。

摩根大通執行長戴蒙(Jamie Dimon)表示,雖然最近有一些積極的經濟數據,且政府採取了重大、果斷的行動,但未來的經濟發展仍有許多不確定性,公司已做好萬全準備。分析指出,摩根大通消費銀行部門的虧損,是受營收減少,和與信用卡業務有關信貸損失準備金大增所至。

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