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July 23, 2025
財經

美二手房價6月創新高 購房者望而卻步

全美6月二手房銷售降幅大於預期,暗示樓市頹勢可能進一步加深,因抵押貸款利率上升和經濟不確定性令潛在買家離場觀望。

全美地產經紀人協會(NAR)周三公布數據顯示,6月份全美成屋銷售環比下降2.7%,按年化調整後為393萬套,不及市場預期的401萬套,且與去年同期持平。

儘管銷售疲軟,房價卻再創新高,6月全美成屋銷售中位價同比上漲2%,達到43.53萬美元,創歷史最高紀錄,這也是連續第24個月房價同比上漲。

地產經紀人協會首席經濟學家勞倫斯·雲(Lawrence Yun)指出,「下半年房地產市場的走向,將高度依賴於抵押貸款利率的變化。」

高利率不僅推高了購房成本,也極大限制了首次購房者的入市能力。

數據顯示,30年期固定抵押貸款利率今年迄今維持在接近7%的高位。數據顯示,6月掛牌房屋平均在市場停留時間為27天,高於去年同期的22天。

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