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July 22, 2021
Uncategorized

市議會質詢TLC計程車牌照的市場危機

紐約市議員們周一對計程車管理局(Taxi and Limousine Commission,TLC)的領導者們進行了嚴厲質問,因為該機構沒能阻止出租車運營執照(Medallion)市場的危機,指出TLC委托進行的一份有近10年的歷史報告早已預測到了這結果,卻置之不理。

計程車與電召車委員會政策分析師羅斯曾經於2011年撰寫5頁備忘錄,提及於2003至2010年間的計程車牌照價格的漲幅,已經超過了的行業增長。備忘錄指出,「如果牌照價格突然下跌,將會令近期入市的買家陷入負資產困境,因為未償還貸款額高於當前牌照價格。在這種情況之下,他們可能因拖欠貸款而被銀行收回牌照。」

這在周一的聽證會上,調查委員會主席、議員托雷斯(Ritchie Torres)和維權人士指出,TLC在2011年的內部報告曾警告,在運營執照市場有潛在的破壞性泡沫正在形成,這比Uber和Lyft的低價競爭的出現早了好幾年。報告發現,當時開計程車的收入,很難跟得上司機為了買執照的貸款金額。這種貸款同2008年助長房地產危機的貸款相似。不過TLC代理局長海岑(William Heinzen)試圖淡化該報告的意義,稱「這是一個非常簡短的備忘錄」。海岑在證詞中將執照市場泡沫,歸咎於州府和聯邦對銀行監管不力。

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